Whether you are managing a new, growing business or are looking to restructure in order to grow sales, our invoice finance services can improve your cash flow.

Established in 2007, Peak Cashflow is highly experienced within the factoring and invoice discounting market. Most importantly, Peak Cashflow is fully independent, meaning they are not owned or operated by any major bank or financial institution. They have the financial backing of a major multi-national funder to ensure that their company can grow and support you through the various challenges your business faces.

And, because Peak Cashflow is independent, it has many benefits for you:

  • Direct access to decision makers
  • Bespoke tailored packages available to meet your specific requirements
  • Quick and reliable service. Initial meeting arranged within two days. Facility can be up and running within seven working days
  • Flexible terms from as little as one month
  • Quick transfer process when transferring from a competitor within as little as ten days

Peak Cashflow are specialist providers of debtor-based funding solutions to the SME market within the UK. Their range of funding packages are flexible and bespoke for every client. From full factoring to invoice discounting, they can offer you exactly what you are looking for.

Invoice Factoring

Invoice factoring allows you to get paid when you raise your invoices rather than waiting for your customer to pay. Peak Cashflow take responsibility for securing and collecting the payment from your customers, leaving you free to focus on the day-to-day running of your business.

They will manage all elements of your credit control function and their credit controllers will directly contact your customers to ensure that prompt payments are received.

Invoice Discounting

Invoice discounting releases large sums of cash from your unpaid invoices, improving your cash flow. The difference between discounting and invoice factoring is that you retain the responsibility for managing credit and collections, with the facility remaining confidential.

Invoice discounting is generally suitable for businesses with established sales processing systems who wish to use their own credit control processes.

Trade Finance

If an order requires a significant outlay for materials or stock, and your supply credit terms are restricting you, Peak Cashflow will pay the supplier direct for the material, either in the UK or worldwide and fund this gap. This will allow immediate receipt of these items so that they can be used to fulfill your order and raise an invoice to your customer when completed.

Peak Cashflow will then fund this invoice via their invoice finance product and use the availability generated to repay the stock advance made to the company.

For more information visit or to arrange an appointment please contact the team directly on +44 (0)121 236 7575.

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